Terms & Conditions

1. Who we are

• Mutual Fund Distributor: registered with AMFI (ARN-359213). We help you invest in Regular Plans of mutual fund schemes of SEBI-registered AMCs.
• Authorised Person: of Share India Securities Limited (SEBI Reg. No. INZ000178336), registered with NSE (AP1745006403, Capital Market and F&O) and BSE (AP01022601177259, Cash and Equity Derivatives).
• We focus on distribution and service. We are not registered with SEBI as an Investment Adviser, Research Analyst or Portfolio Manager, so we do not give investment advice, research recommendations or portfolio management, and we do not offer loans or insurance. Every investment decision is yours.

2. Transparent pricing — no fee from you

• You pay us no fee.
• Mutual funds: the AMC pays us a trail commission on investments made through us in Regular Plans, out of the scheme's expense ratio. Regular Plans therefore have a higher expense ratio than Direct Plans of the same scheme, which you can buy directly from the AMC.
• On request, we will gladly show you the commission we receive on the competing schemes we offer you. Commission paid also appears in your half-yearly Consolidated Account Statement (CAS).
• Broking: brokerage and charges are set by Share India Securities Limited in its tariff, which you accept when opening your account. As its Authorised Person, we receive a share of that brokerage from Share India.
• No transaction charges are deducted from your mutual fund investments.

3. Your account

• You need to be 18 or older and able to enter a contract. Children invest through a parent or legal guardian.
• KYC (and FATCA/CRS and nomination, or a nomination opt-out) is completed before you invest or trade.
• Please keep your login, OTPs and devices secure, and tell us straight away about anything unusual.

4. Mutual fund transactions

• Your orders are placed through BSE StAR MF. The NAV you receive depends on the AMC's cut-off times and when your money reaches the fund, as set out in the Scheme Information Document (SID).
• Your money always goes straight from your bank account to BSE's clearing corporation or the AMC, using BSE StAR MF's payment options. It never passes through our account, and we never accept cash.
• Redemptions are paid by the AMC directly into your registered bank account.
• Your investment is with the mutual fund. We encourage you to read the SID, Statement of Additional Information (SAI) and Key Information Memorandum (KIM) before investing.

5. Trading and demat, through Share India

• Your trading and demat account is opened with and held by Share India Securities Limited, which issues your contract notes, statements and margin notices. Share India's account documents, Rights and Obligations, Risk Disclosure Document and policies apply to your account.
• We place orders only on your specific instructions, and order instructions are recorded as the exchanges require.
• Your funds and securities always stay with Share India. Please make payments only to Share India's designated client bank accounts — we never handle cash.
• We never offer guaranteed, assured or fixed-return schemes. If anyone offers one in our name, please report it to us.
• Share India's Investor Charter, policies and grievance details are linked on our Platform for easy reference.

6. Information, data and tools

• Scheme data, NAVs, portfolios and market data come from AMCs, exchanges and licensed data providers, shown with the source and "as on" date. We take great care with it, but cannot guarantee it is always complete or current.
• Our screeners, filters and calculators let you explore facts using criteria you choose. They are tools to help you learn, not recommendations or rankings.
• Past performance may or may not be sustained in future, and returns are not guaranteed.

7. Using the Platform fairly

• Use the Platform lawfully and for your own investments.
• Please do not copy, scrape, resell or redistribute Platform content or data, or attempt to breach its security.
• Invest only money from lawful sources; we report suspicious transactions as PMLA requires.

8. Intellectual property

The Platform's design, text, software and the Rahane One name and logo belong to Rahane One Limited or its licensors. Third-party data belongs to its providers and is licensed to us for display. AMC, exchange and Share India names and logos belong to their owners.

9. Limitation of liability

To the extent the law allows, we are not liable for losses from market movements, for decisions you make, or for indirect or consequential loss. Nothing here limits liability that cannot be limited by law, or your rights as an investor under SEBI and exchange regulations.

10. Suspension and closure

We may suspend or close access where the law or a regulator requires, where KYC is incomplete or invalid, or where we reasonably suspect fraud or misuse. You may close your Platform account at any time. Your mutual fund units stay safely in your folios with the AMC, and your trading and demat account stays with Share India until you close it with them.

11. If something goes wrong, we'll make it right

SEBI toll-free helpline: 1800 266 7575.

12. Governing law

These Terms are governed by the laws of India. Subject to the complaint routes above, courts at Noida (Gautam Buddh Nagar), Uttar Pradesh have exclusive jurisdiction.